NFL Releases Report Detailing Richie Incognitos Racist Homophobic Abuse

Well it looks as though the last shoe has dropped in the Richie Incognito and Jonathan Martin locker room saga.  A few weeks ago, text messages were released that detailed the strange relationship between Incognito and Martin. From mutual name calling, to talks of prostitutes and drugs, it would seem that Martin and his teammate were just friends going at each other.  But apparently those texts were only the tip of the iceberg and a small part of a bigger issue.Image

Martin repeatedly complained to his parents about the harassment he was receiving from not only Incognito, but also from his other offensive linemen teammates, Mike Pouncey and John Jerry, both of whom are black.  The taunting involved everything from homophobic slurs, to being called the “n” word as well as other racial epithets.  After the NFL report was released, Incognito couldn’t take the pressure of being taunted via Twitter, basically getting a taste of his own medicine, and deleted his account.

Better Pay your Capital One Bill Before they Show up at Your Job

ImageCredit companies are now going through extreme lengths to get what’s owed to them. If you’re a Capital One credit card holder, you may want to take a look at your recent bill and read the new card holder agreements that were sent along with it. This may lessen the shock you receive when you answer your doorbell and it’s a Capital One representative looking to collect on your bill. Or can you imagine the embarrassment when a Capital One representative shows up at your job?

According to Capital One’s new agreement the company may “contact you in any manner we choose” and that such contacts can include calls, emails, texts, faxes or a “personal visit.” Those visits may be anywhere “at your home and at your place of employment.”

But they won’t stop there.

Not only will they visit you during your evening meal, but they will also take measures to “spoof” their phone number when they call you. When a company spoofs their phone number it shows up as a totally different number on your caller id. Tricky, tricksters.  But is it legal?  If Capital One is spoofing their number for the purpose of collecting a debt, it pretty much isn’t. According to the Federal Fair Debt Collection Practices Act, a debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt or to obtain information concerning a consumer.

LA Times reporter, tracked down (ha) a representative from the credit card company to get to the bottom of these new updates. But of course, deny, deny, deny.